PLEASE DON'T FORGET YOUR INSURANCE CARD! We need it in order to see you...Sorry, but we won't be able to see you without it! 



Don't see your insurance listed but want to see Dr. Nandedkar? 


Note: If we do not take your insurance, we are still happy to see you and help in any way we can! Most of our medical charges are $400 or less. Surgical removal charges are in the same range, perhaps more depending on the complexity. We do not like sticker shock and will give you a price range ahead of time so you are aware of the charges. While we expect payment at the time services are rendered, we will give you everything you need to submit to your insurance yourself. Most insurers will reimburse up to 60% of the visit and most FSA/HSA's will reimburse all of it. 

We accept the following insurances: 


1. Medicare Patients - We do NOT take New Medicare Patients

2. Tricare Standard Patients 

3. Cigna all products except "CIGNA CONNECT NETWORK" 

(no referral required for all other HMO portions). 

​4. All Blue Cross Blue Shield PPO's 


Please be advised that we do not take any BC/BS HMO's such as Anthem Healthkeepers or any other HMO's.  Please check your insurance cards because the fine print can be very tricky to tell if it's a PPO or HMO. If you arrive to the office and have an HMO and still wish to be seen then rest assured, we will provide everything for you to self submit. 


WE DO NOT TAKE: Aetna, Alliance, Anthem Health Keepers HMO, Most BC/BS Choice, Compass Rose (primary), Humana, GEHA, Virginia Health Network, Coventry Network, Southern Health Network, Medicaid, MAMSI, PHCS, United and any other insurances that may not be listed.